When I was a backpacker, my low-budget lifestyle often took me off the beaten path, and rarely did I follow a fixed itinerary. Anything could happen, and that was the whole point.
In that same vein, it’s important that backpacker travel insurance coverage fits a lower budget yet is flexible enough to work with changing plans.
Within my fourteen years of travel, I’ve cashed in a travel insurance policy more than a few times. And while the industry has certainly changed in that time, general policy and coverage needs haven’t.
Based on years of travel, first-hand experience, extensive industry knowledge and deep research, I believe the following five companies offer the best insurance for backpackers because they are both flexible and affordable.